Doc# 20260700418 06/16/2026 11:45 AM Page 1 of 1 Lucy Adame-Clark, Bexar County Clerk ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE GR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, KIRK DEVON MCGOWEN AND KIMBERLY MARIE MCGOWEN, HUSBAND AND WIFE delivered that one certain Deed of Trust dated DECEMBER 17, 2018, which is recorded in INSTRUMENT NO. 20190000590, as corrected in INSTRUMENT NO. 20190063827 of the real property records of BEXAR County, Texas, conveying to the Trustee(s} therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $453,100.00 payable to the order of CMG MORTGAGE, INC., DBA CMG FINANCIAL, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred and the outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the contingency and the manner authorized by the Deed of Trust; and WHEREAS, VETERANS LAND BOARD OF THE STATE OF TEXAS, the Mortgagee or Mortgage Servicer, has instructed a Substitute Trustee to sell real property described in the Deed of Trust in order to satisfy the indebtedness secured thereby. THEREFORE, NOTICE !S HEREBY GIVEN that on JULY 7, 2026, beginning at 1:00 PM, or not later than three (3) hours after that time, a Substitute Trustee will sell, to the highest bidder submitting cashier's check, certified check or money order, the following described real property: LOT 22, BLOCK 40, OF KALLISON RANCH PHASE 1, UNIT 2B-1, A SUBDIVISION IN BEXAR COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 9718, PAGE 17, OF THE PLAT RECORDS OF BEXAR COUNTY, TEXAS. The sale will occur at that area designated by the Commissioners Court of BEXAR County, Texas, for such sales (OR AT THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, SAN ANTONIQ). BE ADVISED that, pursuant to the Texas Property Code, a mortgagee may be the mortgage servicer and a mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mortgagee if they have entered into an agreement granting the current mortgage servicer authority to service the mortgage. The Mortgage Servicer, if not the Mortgages, is representing the Mortgagee under a servicing agreement. The name and address of the Mortgagee is VETERANS LAND BOARD OF THE STATE OF TEXAS, 1700 N. CONGRESS, AUSTIN, TEXAS 78701-1496. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.O. BOX 1560, JENKS, OK 74037. The name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas 75007. A substitute trustee is authorized by the Texas Property Code to set reasonable conditions for a sale. A purchaser at a sale acquires the property “as is” without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. Dated: JUNE 15, 2026. = : : AA UPA A A A seeming MNO Merkin MICHAEL J. SCHROEDER OR CASSSIE MARTIN OR ALEXIS MARTIN OR MARTHA ROSSINGTON OR REYN ROSSINGTON OR SHELBY MARTIN OR TERRI MARTIN FILE INFORMATION PROPERTY 8058 HAYSTACK AO MICHAEL 1 SOMROEDER Document Number: 20260700418 SAN ANTONIO, TEXAS 78252 2610 NORTH JOSEY LANE. SUTE208 Date/Time: 6/16/2026 11:45:57 AM KIRK DEVON MCGOWEN Tele: (972) 394-3086 Total Pages: 1 Fax: 972) 394-1283 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK OAM a Tosst Fees: S00 4877780